Partner Links |
| Avoid Foreclosure - Does Fannie Mae Own Your Loan? |
Refinance to a lower rate. Even if your home value has DECREASED, you may be able to refinance your loan as part of the government’s Home Affordable Refinance Program (HARP). Click for details on this special government program. |
| Avoid Foreclosure - Does Freddie Mac Own Your Loan? |
Home Affordable Refinance: This can help you refinance into a lower or more stable rate if you're paying your mortgage on time but you're unable to refinance because you owe more on your mortgage than your home is currently worth. |
| California 1st-time Homebuyer Programs by City |
A comprehensive list of 1st-time homebuyer programs offered in most of the major cities in California |
| California Homebuyers' Down Payment Assistance Program |
The California Homebuyer's Downpayment Assistance Program (CHDAP) is a deferred payment, simple interest rate junior loan. The CHDAP loans are available up to, but cannot exceed 3% of the sales price or appraised value of the property, whichever is less.
The CHDAP can be used for down payment assistance and/or closing costs with CalHFA's first mortgage loans (i.e. Cal30 Conventional, CalHFA FHA ) or non-CalHFA fixed rate, first mortgage loans.
In addition, CalHFA will permit qualified homebuyers to use other down payment assistance loans or grants to help in the purchase of the home. If the homebuyer is using a CalHFA first mortgage loan, all additional programs must be CalHFA approved. (See CalHFA approved AHPP list.)
|
| CNN Money Website |
Check out the latest in financial news that affects you, lending guidelines and interest rates. |
| Credit Agency: EQUIFAX |
One of the three major bureaus. If you have questions about credit reports, your score, how to protect yourself against identity theft, or how to fix erroneous information on your report, contact this agency. |
| Credit Agency: EXPERIAN |
One of the three major bureaus. If you have questions about credit reports, your score, how to protect yourself against identity theft, or how to fix erroneous information on your report, contact this agency. |
| Credit Agency: TRANS UNION |
One of the three major bureaus. If you have questions about credit reports, your score, how to protect yourself against identity theft, or how to fix erroneous information on your report, contact this agency. |
| Fixed Credit And A Home Loan |
This site will tell you how you can buy a home - NOW - even with distressed credit at today's great rates! |
| Home Rehab/Improvement Loans |
Whether you want to do a few home improvements or raze the house down to the ground and completely rebuild it, this is the home loan for you! Click here to get all the details! |
| Making Home Affordable Programs |
You may qualify for special financing to reduce your interest rate. Read this link to find out if you qualify, then call me to discuss your options! |
| Reverse Mortgages: 10-Things Seniors Need To Know |
There are so many myths about reverse mortgages when the fact is it that it is THE best thing our seniors can do for themselves in the latter part of their lives. Read the official word from the US Department of Housing & Urban Development's website. |
| Rural Housing - 100% Financing in Designated Rural Areas |
For Single Family Housing only, a special program is available through the USDA that allows for 100% Financing in designated Rural Areas. Tour this site then contact me for details on how to apply!
|
| Utah Division of Real Estate |
A one-stop resource for all things pertaining to real estate, mortgage and appraisals. |
| Utah Down Payment Assistance - CLASS |
Click this link to register for the MANDATORY Homebuyer Education Class for Utah Down Payment Assistance. |
| Utah Down Payment Assistance - WEST JORDAN |
West Jordan City provides 1/2 of the down payment and required closing costs up to $5000. The grant is managed separately from other Utah grants by West Jordan City itself. |
| Utah Down Payment Assistance - WEST VALLEY Part 1: Policy |
Policy & eligibility requirements for obtaining a $5000 grant for the purchase of a home, $180,000 or less, in West Valley City. |
| Utah Down Payment Assistance - WEST VALLEY Part 2: Procedure |
Procedure for obtaining a $5000 grant for the purchase of a home, $180,000 or less, in West Valley City. |
| Utah Down Payment Assistance - WEST VALLEY Part 3: Application |
Application for applying for a $5000 grant for the purchase of a home, $180,000 or less, in West Valley City. |
| Utah Down Payment Assistance Programs - All Available Utah Cities/Counties |
There are many down payment assistant programs available all throughout the state. Click on this link to see the Main CDC Grant Program in Salt Lake County. Scroll to the bottom of the page to see links for all the other Grant Programs available in the state. Then call or email me so that I can help you apply today! |